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Home sales fell again in September as surging mortgage rates, rising prices discouraged homebuyers_我的网站

A |     LOS ANGELES -- Sales of previously occupied U.S. homes fell for the fourth month in a row in September, held back by surging mortgage rates and a thin supply of properties on the market.Existing home sales fell 2% last month from August to a seasonally adjusted annual rate of 3.96 million, the National Association of Realtors said Thursday. That’s just above the 3.9 million unit pace that economists were expecting, according to FactSet.Sales sank 15.4% compared with the same month last year and are down 21% through the first nine months of the year versus the same period in 2022.Despite the housing market slump, home prices kept climbing versus a year ago. The national median sales price rose 2.8% from September last year to $394,300. It slipped 3.1% from August.“Clearly, the story of limited inventory and rising and rising mortgage rates continues to hinder the home sales market,” said Lawrence Yun, the NAR’s chief economist.The weekly average rate on a 30-year mortgage moved above 7% in August, when many of the home sales that were finalized in September would have gone under contract. It has remained above that threshold since, surging last week to 7.57%, the highest level since 2000, according to mortgage buyer Freddie Mac.High rates can add hundreds of dollars a month in costs for borrowers, limiting how much they can afford in a market already out of reach for many Americans. They also discourage homeowners who locked in rock-bottom rates two years ago from selling.While surging mortgage rates have shut out many prospective buyers, a chronic shortage of homes for sale continues to keep the market competitive, especially for the most affordable homes.Homes sold last month typically within just 21 days after hitting the market, and about 26% of homes sold for more than their list price, the NAR said.All told, there were 1.13 million homes on the market by the end of last month, up 2.7% from August, but down 8.1% from September last year, the NAR said. That amounts to just a 3.4-month supply, going by the current sales pace. In a more balanced market between buyers and sellers, there is a 4- to 5-month supply.。    AI摘要      专家解读今年台风活跃系海温偏高及厄尔尼诺所致。预计9至11月影响福建台风2至3个，强度偏强。“沙德尔”将趋向浙闽沿海，需防范持续风雨及次生灾害。         东南网8月25日讯（本网记者 卢金福 通讯员 廖玥）今年第20号台风“简拉维”（热带风暴级）于昨日（24日）上午12时30分登陆福建泉州沿海，第19号台风“紫檀”（热带风暴级）于今天（25日）18时40分前后在海南省昌江县沿海登陆，而第18号台风“沙德尔”正不远千里长途奔袭直逼我国。短短几天时间，台风接二连三如同流水线一般密集上线。而放眼整个太平洋，更是呈现出台风“一锅乱炖”的景象。    为何今年台风如此活跃？类似“白海豚”“沙德尔”这样的远洋台风历史多见吗？远洋台风有着怎样的特征？对福建有何影响？福建省气候中心高级工程师曹蓉带来最新解读。    今年西太平洋台风为何如此活跃？今年截至目前，影响福建的台风个数较常年有什么变化？     据国家气象中心统计，截至目前，西北太平洋已有21个台风生成，较历史同期偏多8个。西北太平洋海温偏高、季风槽强盛是今年台风活跃的关键驱动因素。在全球变暖背景下，西北太平洋海温呈增暖趋势。监测显示，今年6月以来，西北太平洋整体偏暖，局地海洋热力条件优越，叠加季风槽强盛活跃，为台风频繁孕育生成提供了良好的环境。    曹蓉表示，需要说明的是，虽然西北太平洋台风生成活跃，但这并不意味着影响福建的台风必然偏多。台风路径受西太平洋副热带高压（以下简称副高）、西风带系统、西南季风环流以及台风自身结构等多因子共同影响。若环流引导条件不利，台风将在远洋活动，不会登陆或影响我国。截至目前，共有4个台风影响福建，属正常水平。    继“巴威”“白海豚”之后，“沙德尔”又是一个远洋台风，今年远洋台风为何频繁出现？历史上远洋台风千里跋涉而来影响福建的多吗？这些远洋台风一般有着怎样的特点？     曹蓉介绍，今年远洋台风的确明显偏多。

B | “巴威”“白海豚”“沙德尔”均生成于150°E以东，是典型的远洋台风。

C | 据国家气候中心监测预测，当前赤道中东太平洋海表温度持续升高，将于11至12月前后达到峰值，形成一次超强厄尔尼诺事件，大概率成为历史最强事件。厄尔尼诺发展年，西北太平洋台风生成源地向海区东南部偏移，该海域低层气旋性涡度强、垂直风切变小、海表温度高，有利于远洋台风生成。    “远洋台风更易发展为强至超强台风，且路径不确定性大，形势多复杂严峻。”曹蓉表示，远洋台风在抵达中纬度前拥有更长海上移动路径，能够获取更充沛的海洋能量，具备更充足的发展时间，极易发展为超强台风，致灾风险高，同时台风摆动幅度大，路径预报难度较普通台风明显增加。    资料显示，2000年以来，远洋生成并对我国造成重大影响的台风本就较为少见，平均2~3年1个，且这类台风多集中出现在厄尔尼诺发展年，其中2002年“森拉克”、2005年“海棠”及2015年“苏迪罗”均对福建造成严重影响。“沙德尔”影响在即，需高度警惕，提前做好风险防范准备。    厄尔尼诺背景下，后续影响或登陆福建的台风还多吗？曹蓉表示，在厄尔尼诺快速发展的海洋气候背景下，预计2026年9-11月影响及登陆福建的台风总数为2～3个；其中9月1～2个，10-11月1个，整体数量与常年基本持平，台风整体强度偏强，风雨影响较为显著。

D |     昨日（24日）20时，今年首个登陆福建的台风“简拉维”已停止编号，受其残余环流影响，今天福建部分地区有暴雨或大暴雨，中北部沿海局部特大暴雨。

E | 当前强盛带状副高稳定盘踞华中华东上空，将引导“沙德尔”趋向浙闽沿海登陆，给我省带来新一轮风雨影响。    气象专家提醒，台风“简拉维”“沙德尔”接连影响福建，整体风雨影响时间长，间歇期较短，建议及时关注最新天气预报预警信息，持续做好台风灾害防御。相关区域航行或作业的船只注意及时回港避风或避开影响区域；市民出行远离广告牌、临时搭建物；受暴雨影响地区易出现道路积水、湿滑，部分路段交通气象风险较高，注意行路行车安全，同时需加强防范强降水可能引发的中小河流洪水、城乡积涝、山洪、泥石流等次生灾害。

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